StartAuto
Car financing and insurance
Compare the total cost of credit, leasing and insurance before signing an agreement or paying a deposit.
1. Calculate the full budget first
Add registration, taxes or fees, first-year insurance, initial servicing, tyres and a repair reserve to the purchase price. A monthly payment must not hide the total ownership cost.
2. Credit, leasing or cash
Compare APR, fees, deposit, term, final payment, early repayment and mandatory add-ons. A lower monthly payment may still mean a higher total cost.
3. Liability and comprehensive cover
Mandatory liability prices and terms vary. For comprehensive insurance, check excess, depreciation, repair method, exclusions, glass cover and assistance.
4. Make a safe decision
Do not sign under pressure. Verify vehicle data, VIN, seller, payment schedule and ownership during the finance term. Keep the offer and every attachment.